About Me

Working With A Bankruptcy Professional

A few years ago, when I realized that I couldn't pay my mortgage anymore, I knew that I needed to do something to correct my finances. It seemed like I just couldn't catch a break, and after losing my job, I knew that I was in trouble. I started looking for new work, but I knew that I needed to fix my credit somehow. I was at the end of my rope, until a friend talked with me about the possibility of declaring bankruptcy. She explained that it helped her to start over. I met with a bankruptcy attorney who was incredible to work with, and I was amazed at how much it helped my situation. Check out this blog to learn how working with a bankruptcy professional could help you.


Working With A Bankruptcy Professional


The Worst Mistakes Made When Applying For Bankruptcy

Declaring bankruptcy should ease your financial stress and give you a fresh start. However, your application might produce unfavorable results if you don't follow the right steps. Unfortunately, this might worsen your situation because it will allow creditors to take legal action against you. Besides, some errors might get you into trouble with the court, and the judge might order you to pay a fine or sentence you to prison for fraud.

Considering Bankruptcy? Be Careful With Your Credit Use

Credit cards are relatively easy to acquire and use, but it can be challenging to pay what is owed. The ease of use has contributed to many consumers having to file for chapter 7 bankruptcy. Once a consumer's credit card balance climbs, the minimum payment each month may be difficult to meet. However, if you are planning to file for bankruptcy, how you handle your credit card use beforehand can affect your ability to obtain a financial fresh start.